National Short Sale Specialists
When life
Pulls You Under,
We Help You
Come Up For Air.
We handle your short sale from start to finish—negotiating with your lender, managing the complex paperwork and working alongside your Realtor throughout the process.
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We negotiate with lenders so you can focus on what's next.
Every lender has its own requirements, timelines and approval process. Our team knows how to anticipate roadblocks, respond to lender demands and keep the file moving toward approval—without putting that burden on you or your Realtor.
A Mission That Matters
Our goal is to put an end to preventable foreclosures. Too many Americans are suffering unnecessary and lasting financial consequences simply because they don’t know another option exists—or they find the right help too late. We’re here to change that, bringing specialized short-sale expertise, powerful lender negotiation and relentless advocacy to homeowners when it matters most.
Structured Expertise.
In a short sale, every detail matters. Our process is built to anticipate lender requirements, strengthen the file and keep each step moving with purpose—from initial review through closing.
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Strategic File Review
We assess the loan, hardship, timeline and property status to identify the strongest path forward before the file reaches the lender.
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Lender-Ready Documentation
We build and organize the submission around lender requirements—reducing avoidable gaps, delays and back-and-forth.
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Lender Negotiation
Our negotiations team includes HUD-Certified Counselors. We manage lender communication and negotiation with precision, keeping the process organized, responsive and moving forward.
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Approval to Closing
Once terms are approved, we coordinate the remaining lender requirements and work with the homeowner, Realtor and transaction parties to move the sale toward closing.
Stop Foreclosure Auctions
We have a track record of stepping in at the eleventh hour to postpone auction dates and save homeowners from forced eviction.
Proven Lender Navigation
Years of built-in relationships and deep expertise navigating bank bureaucracies to secure fast, reliable approvals
Fast-Track Approvals
We cut through bank red tape using proven systems to get short sales approved in a fraction of the usual time.
Nationwide Experts
We have years of experience guiding homeowners, realtors & wholesalers in each state through the difficult short sale process
Real Results. Real Relief.
When the stakes are high and time matters, experience makes all the difference.
Built on empathy. Driven by results.
JD Summa, CEO
JD Summa brings the strategic discipline behind Mr. Short Sale’s growth and national vision. A proven entrepreneur, investor and business leader, he has built and scaled companies across real estate, construction, development and finance. At Mr. Short Sale, JD is focused on turning expertise into execution—building the systems, standards and infrastructure required to manage complex short-sale transactions with urgency, accountability and precision.
Cristina Gaspar, President
After years in real estate, Cristina saw the same problem again and again: homeowners reaching foreclosure without ever understanding the options that might have changed the outcome. She co-founded Mr. Short Sale to change that. Today, Cristina brings deep short-sale expertise, determined homeowner advocacy and a highly personal understanding of what is at stake. Her focus is simple: give homeowners the knowledge, strategy and representation they need before a preventable foreclosure becomes irreversible.
Short Sale Negotiation
Experienced lender negotiation designed to navigate requirements, resolve obstacles and move the file toward approval.
Foreclosure Prevention
When foreclosure is approaching, time matters. We evaluate available short-sale options and act quickly when there is still an opportunity to change the outcome.
Relocation Assistance
Some homeowners may qualify for relocation assistance through their lender or applicable program. We identify potential opportunities and help navigate the requirements.
Financial Hardship
We help present the circumstances behind the hardship clearly and accurately, giving the lender the information needed to evaluate the short sale.
Probate & Inheritance
Inherited properties can bring added layers of complexity. We help navigate the short-sale process when probate, an estate or multiple parties are involved.
Expert Consultation
We review the situation, timeline and available options to determine the strongest path forward before valuable time is lost.
Complex Situations Require the Right Strategy.
No two short sales are exactly alike. We assess the circumstances, identify the available options and bring the right strategy to each file—because the details can make the difference.
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Experience You Can Feel. Results That Matter.
Behind every short sale is a homeowner whose future matters. These are the people we’ve had the privilege to help.
Individual outcomes vary based on the lender, investor, documentation, property, and available timeline.
“I was weeks away from a foreclosure auction and felt completely stuck. The team at Mr. Short Sale stepped in, managed the lender communication and guided me through the process. I finally have my peace of mind back.”
Frequently Asked Questions
No. Homeowners pay $0 for our short-sale services. There are no upfront fees and no out-of-pocket cost to work with our team.